As of the 13th of January 2018, trading platforms that provide payment services themselves are required to obtain a license as Payment Service Provider and will no longer be exempt from a license obligation.   

Trading platforms are websites or apps that bring supply and demand for products and services together. These activities are not under the supervision of DNB (De Nederlandsche Bank). If a trading platform itself is providing payment services, then it is subject to supervision by DNB and the platform must require a license for these payment activities starting from January 13th, 2018. This for example applies if a platform facilitates payments from buyers to sellers. In doing so, the platform receives the funds on its own account or on a third party funds related to the platform. (stichting derdengelden) Afterwards, the platform transfers the funds to the seller. As the funds will be stored on the account of the platform for a certain period, a financial risk arises for which rules are applied by law.

"A license as payment service provider has a massive impact on business processes and brings along significant costs. Such a license must only be wished for when payment services are the core of your business." Maurice Jongmans, CEO of Online Payment Platform stated.

Located in Delft, Online Payment Platform (OPP) offers a complete solution for trading platforms. Both for platforms that facilitate payments between business and consumers as well as consumers among consumers. All permits and licenses are taken care of. "Outsourcing the payment process is far more logical for trading platforms, this enables them to focus on their strength: bringing supply and demand together".

Online Payment Platform is the only Payment Service Provider with an iDEAL-license for consumer-to-consumer transactions and they recently added Marktplaats to her systems.